03 - Foreword04 - Trend: Treasury in 201905 - Vision: Solutions06 - Client: MuniFin07 - Vision: Payment fraud08 - Column: Insurers09 - Trend: Innovation10 - ShortPage 3ForewordReadPage 4Trend:6 questions for treasurers in 2019ReadPage 6Client:MuniFinReadPage 8Column:Insurers' positionReadPage 5Vision:Bringing solutionsto a next levelReadPage 7Vision:Payment fraud detectionReadPage 9Trend:Incubating innovationRead