03 - Foreword04 - Vision: Liquidity spread risk05 - Client: Endemol Shine Group06 - Vision: The future of banks07 - Client: AkzoNobel08 - Column: Fintech09 - ShortPage 3ForewordReadPage 4Vision:Liquidity spread riskReadPage 5Client:Endemol Shine GroupReadWorking@Zanders, Zanders Inside& EventsReadPage 8Column:FintechReadPage 7Client:AkzoNobelReadBackground artwork by: Annesas Appel, Courtesy AkzoNobel Art FoundationPage 6Vision:The future of banksRead